June 28, 2011
Share on Twitter
Visa International said earlier this morning that it will soon be testing Micro SD-based NFC (near field communications) chips in France, working
with Groupe BPCE, a bank based in Nice, to place payments into the pockets of businesses, while bypassing wireless
Need to know more about the cloud? Sign up for your free Cloud Hosting White Paper.
The new technology comes from Device Fidelity, which has long pioneered the use of NFC secure elements. The trial will
use iPhone handsets containing the NFC radio and antenna, as well as the Micro-SD slot for the secure element. The
Samsung Galaxy S and two BlackBerrys will also be used in the trials, Visa said.
Things are moving very fast in the NFC segment of the wireless industry. Yesterday, four Danish wireless operators
have joined together in creating a standard NFC (near field communications) platform,
and say that it is the imminent threat from Google and a few others that has motivated them to do so.
The four mobile service operators are Telenor, TDC, TeliaSonera and Three. The new NFC standard is a SIM-hosted
platform for NFC apps, much like the one announced in the U.K. last week and in the U.S. last November called ISIS.
The new ISIS implementation gained a lot of traction and was growing rapidly in popularity, but was abruptly cancelled in May.
Device Fidelity's Micro SD solution features a secure element and NFC radio into the semiconductor, though all the
devices in the testing program need an additional antenna to get the signal out of the device that is contained in the
iPhone casing. But the overall lack of NFC devices at this early point in the development cycle makes such initial
preparation necessary, said Visa.
Device Fidelity and Visa, have a vested interest in promoting Micro-SD technology as the ideal location for the
secure element, which will otherwise rest in the SIM (controlled by the network operator) or the mobile handset
(controlled by the manufacturer).
As far as Visa is concerned, the secure element goes on a Micro SD chip supplied by the credit card giant, and when
the customer changes his wireless network provider or his mobile handset, the Micro-SD card comes with it.
This means proving to the mobile industry and its millions of subscribers that NFC technology does work, and
that this is all the motivation behind the testing which follow previous months of testing in the U.S. both in
2010 and so far this year.
However, overall testing of NFC / MicroSD technology in Australia has not been so successful so far. ANZ Bank
has put on hold its own testing with Visa. According to the bank, customers wanted proximity payments, but not using
MicroSD chips, which is sad since it's the additional case or antenna issue that they probably didn't like, rather
than the cards themselves.
Such cases and antennas are just for testing purposes, and are supposed to be just temporary. Once mobile handsets
have built-in support for NFC technology, then Device Fidelity plans to reduce the physical size ot its chips to contain
just the secure element of the device.
In a perfect world, this would most likely come with support from the operating system, though that is not strictly
necessary depending if it's Android or iOS. But it does need devices that have both a Micro SD slot and an NFC capability.
Source: Visa International.
Share on Twitter
This article was featured on Business 5.0.
Advertise on E-Commerce News
If you have a product or service that deals with the ecommerce
or ebusiness field, advertising on E-Commerce News can bring
you new sales leads and close new marketing channels. This news
portal is read by over 25,000 people a week.
Businessmen and woman that either own an ecommerce website, an
ebusiness franchise, a B2B commercial exchange or by people in all walks
of life that need to keep abreast of this fast-changing field. For
more information on the many advantages of advertising on our news
portal or to request pricing information, please send us an
and a marketing representative will be glad to answer you